Tax Preparation

Individual Tax Preparation

Tax prep from the team that already knows your finances.

Flat-fee individual returns, prepared with the same clear, no-surprises approach we bring to financial planning. You’ll know your price before we start. If you’re already a planning client, your return is prepared by the people who know the rest of your plan.

Tell Us About Your Return Book an Intro Call

Why Valor

Tax season, minus the guesswork.

Know your fee first.

Fees are flat and based on complexity. We confirm your price before any work begins, and it only changes if the scope of your return changes. If something moves you into a different category, we tell you and get your approval first.

Your refund stays yours.

We never charge based on the size of your refund. Refunds are sent directly to you. We never receive, endorse, or deposit a client refund.

Connected to your plan.

A tax return says a lot about your finances. For planning clients, what we see at tax time feeds right into the work we do together the rest of the year.

Pricing · 2026 Tax Returns

Clear pricing. No surprises.

Your fee is based on the complexity of your return and the amount of preparation required. We’ll review your situation and confirm your price before any work begins.

Having self-employment income, investments, or itemized deductions does not automatically make a return more expensive.

STANDARD INDIVIDUAL RETURN

$250

For straightforward individual returns

Federal Form 1040
One state return
W-2, retirement, and Social Security income
Interest, dividends, and typical brokerage activity
Standard or itemized deductions
Dependents and common tax credits
A straightforward Schedule C or other self-employment activity
Electronic filing and a completed-return review

A return can still qualify as Standard even if you are self-employed or have investments. Pricing is based on the amount of preparation and review required, not simply the forms included on your return.

EXPANDED INDIVIDUAL RETURN

$400 starting at

For returns requiring additional preparation or review

Multiple businesses or more involved self-employment activity
Rental property income and expenses
Income reported on a Schedule K-1
Multiple state returns
Significant cryptocurrency activity
Complex investment transactions or cost-basis issues
Stock compensation
Prior-year issues affecting the current return
Records requiring additional organization or reconciliation
Other situations requiring added preparation or review

Final pricing is confirmed before preparation begins based on the scope and complexity of your return.

What your fee covers

Preparation of your return
One review meeting or call before filing
Electronic filing
A PDF copy of your completed return
An extension, if your documents arrive after our deadline

What it doesn’t cover

Audit representation
IRS or state notices received after filing
Advice on tax years we didn’t prepare
Business entity returns

INDIVIDUAL RETURNS ONLY

We don’t prepare partnership, S corporation, C corporation, estate, trust, or other entity returns. K-1 income from those entities may still be included on an individual return, but we do not prepare the entity return itself.

How It Works

From first form to filed return.

01.

Reach Out

Fill out a short form about your return. It takes a few minutes and tells us what kind of return you have.

02.

Confirm Your Price

We look over your situation and confirm your flat fee. Payment is due before we begin any work on your return.

03.

Send Your Documents

You get a checklist so you know exactly what to gather. Send it over and we take it from there.

04.

Review and File

We walk through your completed return with you, answer your questions, and e-file once you approve.

Already a Planning Client?

Tax prep that fits alongside your plan.

Tax preparation is a separate service with its own engagement letter. It is never a condition of working with us on your financial plan, and you’re always free to use any preparer you like. If you’d like us to handle your return this year, just let us know.

Questions

Common questions

Do you charge based on the size of my refund?

No. Our fees are flat and based on the complexity of your return.

What if my return is more complex than expected?

If your documents show something that moves you into a different category, we will tell you and get your approval before we continue. Any difference in fee is due before work resumes.

Do I need to be a financial planning client?

No. Tax preparation is its own service with its own engagement letter. Anyone with an individual return is welcome to reach out.

Do you prepare business returns?

We prepare individual returns only. That includes self-employment income on Schedule C, rental property, and K-1 income reported on your personal return. We don’t prepare partnership, S corporation, C corporation, estate or trust returns.

When is payment due?

Payment is due in full before we begin any work on your return. Once your fee is confirmed and paid, we get started.

What if my documents come in late?

Complete files received after our document deadline will be put on extension. The extension is included in your fee.

What happens if I get an IRS notice after filing?

Your fee covers preparation, review and filing. Help with notices received after filing, and audit representation, are separate services. Reach out and we can talk through your options.

Let’s Chat

Tell us a little about your return.

Fill out a short form and we’ll follow up to confirm your price. Prefer to talk it through first? Book an intro call.